Portfolio X-Ray

1Portfolio summary

2Allocation by holding

3Halal screening status

Each label reflects screening under a documented methodology based on available data. It is not a fatwa. Read the methodology.

• MSFT

  Screened as compliant under this methodology based on available data.
  Compliant
• VWRP

  Diversified fund — underlying holdings need review; some constituents may not be compliant.
  Needs review
• WISE

  Screened as compliant under this methodology based on available data.
  Compliant
• TSLA

  A reported ratio is close to a screening threshold — needs review.
  Needs review
• BARC

  Primary business activity falls outside the screening criteria.
  Non-compliant
• PRVT

  Unknown / missing data — insufficient public information to screen.
  Unknown / missing data

4Fees and cost flags

• ⚠️ VWRP carries an ongoing fund charge — check the factsheet for the current figure
• ⚠️ Frequent small trades can add platform/FX costs — review your broker statement
• ℹ️ This is a prompt to look into costs, not a calculated total.

5Concentration warnings

• ⚠️ MSFT is 31% of the portfolio — a single-stock concentration worth reviewing.
• ⚠️ Top two holdings make up 55% — limited diversification.

6Missing data checklist

Missing data lowers confidence in the report. These items could not be resolved:

• ○ Underlying constituents for VWRP (fund look-through not provided)
• ○ Latest financial filing for PRVT (unlisted — no public data)
• ○ Purchase dates and cost basis for 2 of 6 holdings

7Tax readiness checklist

Records to gather before a tax conversation. This is not tax advice and does not calculate any tax owed.

• ☐ Dividend statements for the tax year
• ☐ Realised gains / disposals records
• ☐ ISA vs GIA split for each holding
• ☐ Crypto transaction reports (if any)
• ☐ SEIS/EIS certificates (if any)
• ☐ Gift Aid receipts (if relevant)
• ☐ Zakat / purification records

8Zakat / purification notes

• • Zakat and purification are typically reviewed once a year — this report organises the inputs, it does not produce a final figure.
• • Dividends from holdings flagged "needs review" or "non-compliant" may have a purification element to discuss with a qualified scholar.
• • A Zakat calculation depends on your wider assets and personal circumstances, which are outside this report.

9Questions for your accountant

These may be relevant to discuss with a qualified accountant or scholar:

1. Which of these holdings sit inside my ISA versus a general investment account?
2. Do I have disposals this tax year that I need to report?
3. Are my dividend records complete enough to file?
4. How should I treat any holding with missing data?
5. What records should I keep for next year to make this easier?